18-May-2022
Credit Repair & Credit Counseling
Credit Repair
With rising costs, inflation and ever-shifting job markets It is my impression that credit repair services are going to become an even bigger opportunity than they already are.
Fully 8 of 10 credit reports have errors. Even if they are accurate but contain other inaccurate or otherwise unlawful reporting practices, they must be removed. If you send in a dispute letter they have to PROVE or REMOVE!
When information on your credit reports is disputed, credit bureaus have 30 days to investigate. However, they don’t have to investigate disputes they deem “frivolous.”
Among the errors that can be addressed:
Accounts that don’t belong to you. Obvious clerical errors.
Bad reports that are too old.
Debts that can’t be verified.
It is important to set up realistic expectations for your client. People looking for a quick fix aren’t necessarily going to get what they are looking for.
We suggest before taking on clients, (read the manual included) pull your own credit. Look for errors & dispute them. Basically, remove defects and up your score. When it works on you, you can make the process work on others. If your credit is stellar offer to help a friend ‘pro-bono’. Same concept. Get practice! Prove the concept.
Are you wondering which source you should use to pull clients’ credit report/scores?
It really depends on what’s the goal of your client.
Are they seeking to purchase a home? MyFICO.com is the best source for this goal. Most of the analysis will be done for you to optimize your score or to determine problems.
Are they seeking to purchase a car? Credit Karma, Privacy Guard will work perfectly for this goal. Many car dealership uses TransUnion for obtaining a credit report.
Are they seeking to obtain an apartment Lease? Experian is the best source for this goal. Why? most background companies use Experian to obtain this information. 580 is usually the minimum score that the average apartment will except but prefer 600 or more. The are some apartments managers will accept scores lower than 580 as long as you don’t have an eviction against you.
We A/B tested different methods including common “Credit Karma” and found this system works better faster and less.
DIY Credit Repair
Fix Your Credit Then Get Paid To Fix Others!
Everything you need including 300+ Page instruction manual explains the ins & outs including FCRA laws. Understanding Fico scores, dispute letters, intake agreements, and forms.
Looking for a way to grow your credit score? Tired of being denied due to your FICO score? This collection of 10 templates is designed to save you time and correct your credit score within 90 days or less.
Fix your credit quickly and simply with this versatile set of templates created in Word. All you have to do is select the form you need to enter your personal information and mail off the letter! Each letter is flexible and completely customizable so you can change the verbiage to your specific financial scenario
This course & bundle pack has everything you need to dispute or challenge tradelines on your credit report in the most efficient way, INCLUDING:
Basic Dispute for Collections
Basic Dispute for Creditor
Dispute Item Variations
Error on Credit Card Bill
Goodwill Adjustment Letter
Pay For Delete
Remove Hard Inquiry
Repossession – Debt collector
Request Direct Negotiation with Creditor
Request Removal of Incorrect Info
Validation of Debt
Plus many more! (Warning of Expired Statute of Limitations, Warning of VOD refusal and FDCPA violations, Warning Violation for Expired Debt Collection & so much more!)
How to market your credit repair services and get leads!
Get our Complete Credit Repair Turn-key Course For Only $20 Here:
Credit Repair Prosperity System $20
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